Accountancy
109
Agriculture, Fishing
2
Finance, Insurance
107
Call Centres
0
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105
Construction, Property
130
Customer services
73
Defence/Armed Forces
55
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2
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80
Engineering, Manufacturing 110
Graduate, Trainees
66
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62
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436
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79
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80
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139
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11
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0
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12
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3
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5
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15
Other
64
| |
Accountancy
0
Agriculture, Fishing
0
Finance, Insurance
0
Call Centres
0
Catering & Hospitality
0
Construction, Property
0
Customer services
0
Defence/Armed Forces
0
Education
0
Electronics
0
Engineering, Manufacturing 0
Graduate, Trainees
0
Healthcare & Nursing
0
Human resources
0
IT & Internet
0
Legal
0
Management consultancy 0
Marketing, Advertising, PR 0
Media, Creative
0
Non-profit, Charities
0
Public sector & Services
0
Recruitment sales
0
Retail, Wholesale
0
Restaurant & Food Service 0
Sales
0
Science
0
Secretarial, Administration 0
Security
0
Senior appointments
0
Telecommunications
0
Transport, Logistics
0
Travel, Leisure, Tourism
0
Other
0
| |
|
|
Section: Finance, Insurance Vacancy 53 |
| Post:Mortgage Underwriter (Sub-Prime)
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Salary contractual |
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| Requirements and conditions |
| Age: |
Has no value
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| Gender |
Has no value
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| Education: |
no
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| Work schedule: |
Has no value
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| Work place: |
Glasgow
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| The announcement text: |
MAIN PURPOSE
To provide a first class service to the Group`s new and existing customers, introducers, sales channels, and clients, in the servicing of new mortgage applications. Apply group lending*underwriting policies and procedures, and assess commercial risk decisions on applications and referrals received within the New Business Processing team.
ACCOUNTABILITIES
- Underwriting decisions on applications and referrals within defined mandate limits and agreed departmental service standards, ensuring that correct mortgage conditions are documented on the offer of advance.
- Effectively manage general underwriting enquiries from customer, sales channels, introducers and clients.
- Ensure an up to date understanding of the Group`s lending and Higher Lending Charge criteria.
- Assessment*processing of new mortgage applications received from Introduced channels.
- Case management*ownership of applications*customer from application submission through to funding.
- To support and give advice to Customer Support Co-ordinators.
- To be proactive in training and developing Customer Support Co-ordinators.
- Liaise with appropriate parties (e.g. solicitors, valuers and introducers) to ensure information is obtained to enable an informed lending decision, whilst not compromising credit quality.
- Ensure compliance with legislative, regulatory and internal procedures.
- Provide input to ongoing development and roll out of Department efficiency gains.
- Proactively offer and sell the Society`s general insurance products to customers to ensure the introducer desk achieves the targets set.
- Flexibility regarding working hours to ensure the introducer desk`s core hours of 8.30a.m. till 6.00p.m. are covered.
- Provide information to introducers on the products and services the Society offers.
MANDATE LIMIT
- Level A
- Ј100,000 up to 95% LTV.
- Level B (after 6 months of exercising mandate)
- Ј175,000 up to 95% LTV, and Ј200,000 up to 80% LTV.
KNOWLEDGE, SKILLS AND EXPERIENCE
- Educated to GCSE standard or equivalent.
- Proven track record within a customer service*lending environment, preferably with a previous lending mandate.
- Excellent communication and interpersonal skills with an ability to communicate confidently, by telephone, with customers and third parties, regarding servicing issues and underwriting decisions.
To apply please contact Paul Henry on 0161 834 7334 or email your CV to paul.henry@austinbenn.co.uk
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| Contact information |
| Employer: |
|
| Email: |
103@birminghamcareer.informnow.com
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| Phone: |
0161 834 7334
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Publication date: 2009-04-12 22:56:03
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